HDFC First Millennium Credit Card

Key Features:

₹1,000 worth welcome vouchers

5% cashback on Amazon, Flipkart, Myntra

Free lounge access (4 times/year)

Fuel surcharge waiver

Fees:

Joining Fee: ₹1,000 + GST

Annual Fee: ₹1,000 (waived on spend of ₹1 lakh

Eligibility:

Age: 21 to 60 years

Salary: ₹25,000+ per month

PAN card mandatory